Derbyshire gambling addict took out £55,000 in loans on behalf of his loved ones

Chris Flitter, 42, told unsuspecting victims that he needed their bank details to transfer funds; however, he then used them to apply for more than 25 loans and transferred money to his own account.

In total, the defendant attempted to borrow more than £200,000, however many of his requests to lenders were refused.

Conman Flitter successfully obtained a loan of over £23,000 using his “completely decent” neighbour’s details and £18,000 using one of his own brother’s accounts.

Register to our daily newsletter

Flitter was sentenced at Chesterfield Magistrates Court in a room reserved for Derby Crown Court

Recorder Michael Auty QC told Flitter: “What you did was really despicable: two of your victims were your own brothers.

“One of them was a neighbor who had shown you nothing but kindness and the other was a trusted friend. You tried to get rich with £200,000.

Prosecutor Gregor Purcell told Derby Crown Court how during the period of the year between 2019 and 2020, Flitter’s victims received “assurances” that “things would work out” after he had misled them.

However, the court heard that her neighbor “may never recover” from Flitter’s frauds.

Purcell said one of Flitter’s suckers was a friend of more than 10 years with whom he had vacationed and “shared the school pickup.”

read more

read more

Chesterfield woman threatened to kill neighbors in apartment block

He added: “Perhaps he gave the defendant the confidence to contact him and inform him that he had been involved in some investments ready to pay and asked (the victim) to allow the payments to be paid into his accounts.”

The court heard that Flitter, who had no prior convictions and was the father of teenage children, successfully withdrew £7,500 in his friend’s name, while requests for a further £20,000 were refused.

Shannon English, defending Flitter, told the court it was “clear” that “something went wrong” for her client.

She added: “At the time of the offences, he was not working, having been made redundant by his employer, he started gambling as a means of survival.

“He accepts that he also took out payday loans, he had a gambling addiction.”

Judge Auty said: “Mr Purcell described his conduct as sophisticated; I consider it determined, it lasted ten and a half months.”

The judge, who suspended a two-year prison sentence for two years, said the starting point in terms of sentencing after a trial would have been five years in prison.

However, after mitigation and credit for his guilty plea, that could be reduced to two years.

He said: “If I had sent you away for something like that today, what would that have done to your family?

“This was some time ago, two to three years ago and there has been no repeat.

“Part of the sentencing process is considering the hope of rehabilitation and, in the end, and by a hair’s breadth, I take a totally exceptional course with you.

“Not out of any particular sympathy for you, but out of great sympathy for your wife and children.”

Flitter, of Brierley Road, Ripley, admitted to nine counts of fraud. He was given 200 hours of unpaid work.

A message from Phil Bramley, Editor of the Derbyshire Times: Support your Derbyshire Times by becoming a digital subscriber. He’ll see 70 percent fewer ads in stories, which means faster load times and an overall improved user experience. Click here for subscribe